

Morristown vs Philadelphia
$74/mo less in Philadelphia
MorristownPhiladelphiaAbout 511 miles apart, close enough to drive.
- Philadelphia costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,430/mo in Philadelphia. $2,504/mo in Morristown. −$888 a year.
Morristown
$2,504
left each month
Philadelphia
$2,430
−$74 vs Morristown
Compare
Same paycheck, another city.
Next
−$74 / mo
See full breakdown
| Per month | Morristown | Philadelphia | Difference |
|---|---|---|---|
| Gross pay | $6,542 | $8,119 | +$1,577 |
| Income and payroll tax | $1,241 | $2,262 | +$1,021 |
| Take-home pay | $5,301 | $5,857 | +$556 |
| Rent | $879 | $1,530 | +$651 |
| Getting around | $580 | $418 | −$162 |
| Groceries | $369 | $408 | +$39 |
| Healthcare | $415 | $459 | +$44 |
| Utilities | $231 | $255 | +$24 |
| Everything else | $323 | $357 | +$34 |
| Left over | $2,504 | $2,430 | −$74 |
Salary to match Morristown
$99,000
Gross pay in Philadelphia that leaves the same amount as $78,500 in Morristown.
Tax difference
−$6,644
A year, in state and local income tax. Effective rates: 19.0% in Morristown, 27.9% in Philadelphia.
More about Philadelphia
Morristown, TN in full
No state income tax, a median 2-bedroom asking rent of $1,046 and 198 sunny days; commutes average 25 minutes.
Philadelphia, PA in full
East Coast density at half of Boston's rent, minus a 3.75% city wage tax.
The other way
Start in Philadelphia.
Philadelphia → Morristown →Questions
Is the cost of living lower in Philadelphia than Morristown?
For one adult in a one-bedroom, Philadelphia leaves about $74 less a month. A one-bedroom is about $879 in Morristown and $1,530 in Philadelphia.
Does Philadelphia have state income tax?
Philadelphia is in Pennsylvania, which taxes wage income, plus a local wage tax of 3.75%.
What changes if you move from Morristown to Philadelphia?
The paycheck is taxed in Pennsylvania. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Morristown and Philadelphia changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.