New York, NY → Richmond, VA
You'd keep $1,092 more a month in Richmond
+$13,104 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 757 households moved New York → Richmond (avg AGI $76,918). 443 went the other way. The whole move →
| Per month | New York | Richmond | Difference |
|---|---|---|---|
| Gross pay | $9,292 | $7,574 | −$1,718 |
| Income and payroll tax | $2,886 | $1,920 | −$966 |
| Take-home pay | $6,405 | $5,654 | −$751 |
| Rent | $3,021 | $1,378 | −$1,643 |
| Getting around | $347 | $553 | +$206 |
| Groceries | $496 | $384 | −$112 |
| Healthcare | $558 | $432 | −$126 |
| Utilities | $310 | $240 | −$70 |
| Everything else | $434 | $336 | −$98 |
| Left over | $1,239 | $2,331 | +$1,092 |
To break even in Richmond, you'd need to earn
$70,500
Household gross, versus $111,500 today. That's the salary that leaves you exactly as much at the end of the month as New York does now.
The tax difference alone
+$5,484
A year, in state and local income tax. Effective rates: 31.1% in New York, 25.4% in Richmond.
More about Richmond
New York, NY in full
The one place where skipping a car genuinely offsets the rent.
Richmond, VA in full
DC's cheaper cousin, two hours from both mountains and ocean.
The reverse move
Same two cities, but starting from Richmond on Richmond wages.
Richmond → New York →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.