

Charlotte vs Morristown
$65/mo less in Morristown
CharlotteMorristownAbout 159 miles apart, close enough to drive.
- Morristown costs you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,492/mo in Morristown. $2,557/mo in Charlotte. −$780 a year.
Charlotte
$2,557
left each month
Morristown
$2,492
−$65 vs Charlotte
Compare
Same paycheck, another city.
Next
−$65 / mo
See full breakdown
| Per month | Charlotte | Morristown | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $6,525 | −$1,183 |
| Income and payroll tax | $1,869 | $1,236 | −$633 |
| Take-home pay | $5,839 | $5,289 | −$550 |
| Rent | $1,322 | $879 | −$443 |
| Getting around | $568 | $580 | +$12 |
| Groceries | $384 | $369 | −$15 |
| Healthcare | $432 | $415 | −$17 |
| Utilities | $240 | $231 | −$9 |
| Everything else | $336 | $323 | −$13 |
| Left over | $2,557 | $2,492 | −$65 |
Salary to match Charlotte
$79,500
Gross pay in Morristown that leaves the same amount as $92,500 in Charlotte.
Tax difference
+$3,389
A year, in state and local income tax. Tennessee has no wage income tax.
More about Morristown
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Morristown, TN in full
No state income tax, a median 2-bedroom asking rent of $1,046 and 198 sunny days; commutes average 25 minutes.
The other way
Start in Morristown.
Morristown → Charlotte →Questions
Is the cost of living lower in Morristown than Charlotte?
For one adult in a one-bedroom, Morristown leaves about $65 less a month. A one-bedroom is about $1,322 in Charlotte and $879 in Morristown.
Does Morristown have state income tax?
Morristown is in Tennessee, which has no state income tax.
What changes if you move from Charlotte to Morristown?
The paycheck is taxed in Tennessee. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Morristown changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.