Minot vs McAllen leftover
Moving to McAllen costs you $894 a month
$2,363/mo leftover in McAllen vs $3,257 in Minot after tax and rent ($894 less). −$10,728 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Minot leftover
$3,257
a month after tax and rent
McAllen leftover
$2,363
−$894 vs Minot
Compare Minot to another metro
Same paycheck. Try a different city next to Minot.
Monthly gap
Minot → McAllen
$894
less / month in Minot
$2,363 in McAllen · $3,257 in Minot · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
−$894 / mo
| Per month | Minot | McAllen | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $6,218 | −$1,490 |
| Income and payroll tax | $1,635 | $1,145 | −$490 |
| Take-home pay | $6,074 | $5,073 | −$1,001 |
| Rent | $1,010 | $863 | −$147 |
| Getting around | $544 | $532 | −$12 |
| Groceries | $348 | $363 | +$15 |
| Healthcare | $392 | $408 | +$16 |
| Utilities | $218 | $227 | +$9 |
| Everything else | $305 | $317 | +$12 |
| Left over | $3,257 | $2,363 | −$894 |
To break even in McAllen, you'd need to earn
$90,000
Household gross, versus $92,500 today. That's the salary that leaves you exactly as much at the end of the month as Minot does now.
The tax difference alone
+$574
A year, in state and local income tax. Texas has no wage income tax.
More about McAllen
Minot, ND in full
State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,202 and 202 sunny days; commutes average 20 minutes.
McAllen, TX in full
No state income tax, a median 2-bedroom asking rent of $1,027 and 237 sunny days; commutes average 23 minutes.
The reverse move
Same two cities, but starting from McAllen on McAllen wages.
McAllen → Minot →Questions
Is the cost of living lower in McAllen than Minot?
A one-bedroom is about $1,010 in Minot versus $863 in McAllen. On a one-adult, one-bedroom household, leftover is about $894 a month lower in McAllen. Change the job or household on the comparison to see your number.
Does McAllen have state income tax?
McAllen is in Texas, which has no state income tax.
What changes if you move from Minot to McAllen?
Take-home pay is recalculated under Texas tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Minot and McAllen moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.