Minneapolis, MN → Phoenix, AZ
Moving to Phoenix costs you $187 a month
−$2,244 a year for the same registered nurse, the same household size, and the same number of bedrooms.
| Per month | Minneapolis | Phoenix | Difference |
|---|---|---|---|
| Gross pay | $8,250 | $7,550 | −$700 |
| Income and payroll tax | $2,186 | $1,698 | −$488 |
| Take-home pay | $6,064 | $5,852 | −$212 |
| Rent | $1,369 | $1,276 | −$93 |
| Getting around | $504 | $586 | +$82 |
| Groceries | $400 | $396 | −$4 |
| Healthcare | $450 | $446 | −$4 |
| Utilities | $250 | $248 | −$2 |
| Everything else | $350 | $347 | −$3 |
| Left over | $2,741 | $2,554 | −$187 |
To break even in Phoenix, you'd need to earn
$94,000
Household gross, versus $99,000 today. That's the salary that leaves you exactly as much at the end of the month as Minneapolis does now.
The tax difference alone
+$3,369
A year, in state and local income tax. Effective rates: 26.5% in Minneapolis, 22.5% in Phoenix.
Minneapolis, MN in full
Strong wages, good bones, and a January that averages 9°F at night.
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
The reverse move
Same two cities, but starting from Phoenix on Phoenix wages.
Phoenix → Minneapolis →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.