

Miami vs Providence
$398/mo more in Providence
MiamiProvidenceAbout 1,198 miles apart, a flight.
- Providence leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,091/mo in Providence. $1,693/mo in Miami. +$4,776 a year.
Miami
$1,693
left each month
Providence
$2,091
+$398 vs Miami
Compare
Same paycheck, another city.
Next
In 2022-2023, 376 households moved Miami → Providence (avg AGI $72,787). 507 went the other way. The whole move →
+$398 / mo
See full breakdown
| Per month | Miami | Providence | Difference |
|---|---|---|---|
| Gross pay | $7,500 | $7,656 | +$156 |
| Income and payroll tax | $1,525 | $1,827 | +$302 |
| Take-home pay | $5,975 | $5,830 | −$145 |
| Rent | $2,073 | $1,740 | −$333 |
| Getting around | $599 | $491 | −$108 |
| Groceries | $444 | $416 | −$28 |
| Healthcare | $500 | $468 | −$32 |
| Utilities | $278 | $260 | −$18 |
| Everything else | $389 | $364 | −$25 |
| Left over | $1,693 | $2,091 | +$398 |
Salary to match Miami
$84,500
Gross pay in Providence that leaves the same amount as $90,000 in Miami.
Tax difference
−$3,064
A year, in state and local income tax. Effective rates: 20.3% in Miami, 23.9% in Providence.
More about Providence
Miami, FL in full
No income tax, but rents rose faster here than anywhere in the 2020s.
Providence, RI in full
Boston-adjacent culture at a meaningful discount, with New England property taxes.
The other way
Start in Providence.
Providence → Miami →Questions
Is the cost of living lower in Providence than Miami?
For one adult in a one-bedroom, Providence leaves about $398 more a month. A one-bedroom is about $2,073 in Miami and $1,740 in Providence.
Does Providence have state income tax?
Providence is in Rhode Island, which taxes wage income.
What changes if you move from Miami to Providence?
The paycheck is taxed in Rhode Island. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Miami and Providence changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.