Miami, FL → Louisville, KY
You'd keep $800 more a month in Louisville
+$9,600 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 552 households moved Miami → Louisville (avg AGI $38,442). 212 went the other way. The whole move →
| Per month | Miami | Louisville | Difference |
|---|---|---|---|
| Gross pay | $7,500 | $7,344 | −$156 |
| Income and payroll tax | $1,525 | $1,923 | +$398 |
| Take-home pay | $5,975 | $5,421 | −$554 |
| Rent | $2,088 | $1,064 | −$1,024 |
| Getting around | $599 | $545 | −$54 |
| Groceries | $444 | $368 | −$76 |
| Healthcare | $500 | $414 | −$86 |
| Utilities | $278 | $230 | −$48 |
| Everything else | $389 | $322 | −$67 |
| Left over | $1,678 | $2,478 | +$800 |
To break even in Louisville, you'd need to earn
$73,000
Household gross, versus $90,000 today. That's the salary that leaves you exactly as much at the end of the month as Miami does now.
The tax difference alone
−$5,333
A year, in state and local income tax. Effective rates: 20.3% in Miami, 26.2% in Louisville.
More about Louisville
Miami, FL in full
No income tax, but rents rose faster here than anywhere in the 2020s.
Louisville, KY in full
Cheap, central, and warmer than the rest of the Midwest.
The reverse move
Same two cities, but starting from Louisville on Louisville wages.
Louisville → Miami →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.