

Manchester vs Providence
$696/mo less in Providence
ManchesterProvidenceAbout 86 miles apart, close enough to drive.
- Providence costs you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,074/mo in Providence. $2,770/mo in Manchester. −$8,352 a year.
Manchester
$2,770
left each month
Providence
$2,074
−$696 vs Manchester
Compare
Same paycheck, another city.
Next
In 2022-2023, 137 households moved Manchester → Providence (avg AGI $58,985). 166 went the other way. The whole move →
−$696 / mo
See full breakdown
| Per month | Manchester | Providence | Difference |
|---|---|---|---|
| Gross pay | $8,417 | $7,630 | −$786 |
| Income and payroll tax | $1,797 | $1,818 | +$21 |
| Take-home pay | $6,620 | $5,813 | −$807 |
| Rent | $1,796 | $1,740 | −$56 |
| Getting around | $551 | $491 | −$60 |
| Groceries | $415 | $416 | +$1 |
| Healthcare | $467 | $468 | +$1 |
| Utilities | $259 | $260 | +$1 |
| Everything else | $363 | $364 | +$1 |
| Left over | $2,770 | $2,074 | −$696 |
Salary to match Manchester
$104,500
Gross pay in Providence that leaves the same amount as $101,000 in Manchester.
Tax difference
−$3,049
A year, in state and local income tax. Effective rates: 21.3% in Manchester, 23.8% in Providence.
More about Providence
Manchester, NH in full
No state income tax, a median 2-bedroom asking rent of $2,138 and 187 sunny days; commutes average 27 minutes.
Providence, RI in full
Boston-adjacent culture at a meaningful discount, with New England property taxes.
The other way
Start in Providence.
Providence → Manchester →Questions
Is the cost of living lower in Providence than Manchester?
For one adult in a one-bedroom, Providence leaves about $696 less a month. A one-bedroom is about $1,796 in Manchester and $1,740 in Providence.
Does Providence have state income tax?
Providence is in Rhode Island, which taxes wage income.
What changes if you move from Manchester to Providence?
The paycheck is taxed in Rhode Island. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Manchester and Providence changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.