

Louisville vs Tampa
$178/mo less in Tampa
LouisvilleTampaAbout 722 miles apart, a flight.
- Tampa costs you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,310/mo in Tampa. $2,488/mo in Louisville. −$2,136 a year.
Louisville
$2,488
left each month
Tampa
$2,310
−$178 vs Louisville
Compare
Same paycheck, another city.
Next
In 2022-2023, 249 households moved Louisville → Tampa (avg AGI $99,289). 201 went the other way. The whole move →
−$178 / mo
See full breakdown
| Per month | Louisville | Tampa | Difference |
|---|---|---|---|
| Gross pay | $7,333 | $7,333 | $0 |
| Income and payroll tax | $1,919 | $1,476 | −$444 |
| Take-home pay | $5,414 | $5,858 | +$444 |
| Rent | $1,047 | $1,506 | +$459 |
| Getting around | $545 | $592 | +$47 |
| Groceries | $368 | $400 | +$32 |
| Healthcare | $414 | $450 | +$36 |
| Utilities | $230 | $250 | +$20 |
| Everything else | $322 | $350 | +$28 |
| Left over | $2,488 | $2,310 | −$178 |
Salary to match Louisville
$91,000
Gross pay in Tampa that leaves the same amount as $88,000 in Louisville.
Tax difference
+$5,325
A year, in state and local income tax. Florida has no wage income tax.
More about Tampa
Louisville, KY in full
Cheap, central, and warmer than the rest of the Midwest.
Tampa, FL in full
No income tax and beaches, but insurance costs are the hidden line item.
The other way
Start in Tampa.
Tampa → Louisville →Questions
Is the cost of living lower in Tampa than Louisville?
For one adult in a one-bedroom, Tampa leaves about $178 less a month. A one-bedroom is about $1,047 in Louisville and $1,506 in Tampa.
Does Tampa have state income tax?
Tampa is in Florida, which has no state income tax.
What changes if you move from Louisville to Tampa?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Louisville and Tampa changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.