

Knoxville vs Memphis
$381/mo more in Memphis
KnoxvilleMemphisAbout 327 miles apart, close enough to drive.
- Memphis leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,791/mo in Memphis. $2,410/mo in Knoxville. +$4,572 a year.
Knoxville
$2,410
left each month
Memphis
$2,791
+$381 vs Knoxville
Compare
Same paycheck, another city.
Next
In 2022-2023, 102 households moved Knoxville → Memphis (avg AGI $49,324). 228 went the other way. The whole move →
+$381 / mo
See full breakdown
| Per month | Knoxville | Memphis | Difference |
|---|---|---|---|
| Gross pay | $6,958 | $7,115 | +$156 |
| Income and payroll tax | $1,364 | $1,411 | +$46 |
| Take-home pay | $5,594 | $5,704 | +$110 |
| Rent | $1,296 | $1,045 | −$251 |
| Getting around | $554 | $548 | −$6 |
| Groceries | $368 | $364 | −$4 |
| Healthcare | $414 | $410 | −$4 |
| Utilities | $230 | $228 | −$2 |
| Everything else | $322 | $319 | −$3 |
| Left over | $2,410 | $2,791 | +$381 |
Salary to match Knoxville
$79,000
Gross pay in Memphis that leaves the same amount as $83,500 in Knoxville.
Tax difference
$0
A year, in state and local income tax. Tennessee has no wage income tax.
More about Memphis
Knoxville, TN in full
No income tax and the Smokies out the back door.
Memphis, TN in full
No income tax and a logistics economy; wages trail the national median.
The other way
Start in Memphis.
Memphis → Knoxville →Questions
Is the cost of living lower in Memphis than Knoxville?
For one adult in a one-bedroom, Memphis leaves about $381 more a month. A one-bedroom is about $1,296 in Knoxville and $1,045 in Memphis.
Does Memphis have state income tax?
Memphis is in Tennessee, which has no state income tax.
What changes if you move from Knoxville to Memphis?
The paycheck is taxed in Tennessee. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Knoxville and Memphis changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.