Indianapolis vs Terre Haute leftover
Moving to Terre Haute costs you $271 a month
$2,208/mo leftover in Terre Haute vs $2,479 in Indianapolis after tax and rent ($271 less). −$3,252 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Indianapolis leftover
$2,479
a month after tax and rent
Terre Haute leftover
$2,208
−$271 vs Indianapolis
Compare Indianapolis to another metro
Same paycheck. Try a different city next to Indianapolis.
Monthly gap
Indianapolis → Terre Haute
$271
less / month in Indianapolis
$2,208 in Terre Haute · $2,479 in Indianapolis · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 356 households moved Indianapolis → Terre Haute (avg AGI $45,916). 453 went the other way. The whole move →
−$271 / mo
| Per month | Indianapolis | Terre Haute | Difference |
|---|---|---|---|
| Gross pay | $7,417 | $6,425 | −$991 |
| Income and payroll tax | $1,870 | $1,493 | −$377 |
| Take-home pay | $5,547 | $4,932 | −$614 |
| Rent | $1,189 | $759 | −$430 |
| Getting around | $545 | $593 | +$48 |
| Groceries | $368 | $378 | +$10 |
| Healthcare | $414 | $426 | +$12 |
| Utilities | $230 | $237 | +$7 |
| Everything else | $322 | $331 | +$9 |
| Left over | $2,479 | $2,208 | −$271 |
To break even in Terre Haute, you'd need to earn
$82,000
Household gross, versus $89,000 today. That's the salary that leaves you exactly as much at the end of the month as Indianapolis does now.
The tax difference alone
+$998
A year, in state and local income tax. Effective rates: 25.2% in Indianapolis, 23.2% in Terre Haute.
More about Terre Haute
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
Terre Haute, IN in full
A flat 3% state income tax, a median 2-bedroom asking rent of $903 and 202 sunny days; commutes average 23 minutes.
The reverse move
Same two cities, but starting from Terre Haute on Terre Haute wages.
Terre Haute → Indianapolis →Questions
Is the cost of living lower in Terre Haute than Indianapolis?
A one-bedroom is about $1,189 in Indianapolis versus $759 in Terre Haute. On a one-adult, one-bedroom household, leftover is about $271 a month lower in Terre Haute. Change the job or household on the comparison to see your number.
Does Terre Haute have state income tax?
Terre Haute is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.
What changes if you move from Indianapolis to Terre Haute?
Take-home pay is recalculated under Indiana tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Indianapolis and Terre Haute moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.