Uprootmap

Indianapolis, IN

Hand-reviewed metro

Cost of living in Indianapolis: $2,485 leftover

Cost of living in Indianapolis, as leftover, is $2,485 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,189 and the rest of the modelled month. A price index would say non-housing costs run 8% below the US average. Indiana charges a 3.00% flat income tax, plus a 2.02% city wage tax. Indianapolis is a hand-reviewed metro.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,553 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Indianapolis
Rent$1,189
Groceries$368
Transport$545
Healthcare$414
Utilities$230
Childcare$0
Everything else$322
Total costs$3,068
Leftover$2,485

Sales tax is about 7.0%. Property tax is modelled at 0.86% of a $244,000 median home. Non-housing lines scale a national baseline by this metro's cost index (0.92).

Asking rent by bedroom

Turnover asking rent in Indianapolis, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,019

  • 1 bedroom

    $1,189

  • 2 bedrooms

    $1,415

  • 3 bedrooms

    $1,854

  • 4 bedrooms

    $2,193

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Indianapolis

What is the cost of living in Indianapolis?

On the default one-adult, one-bedroom household, leftover in Indianapolis, IN is about $2,485 a month after tax and rent. Asking rent is about $1,189 for a one-bedroom and $1,415 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Indianapolis compare with a cost-of-living index?

A price index would say non-housing costs run 8% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Indianapolis is a hand-reviewed metro.

Where is take-home pay in Indianapolis calculated?

The take-home page for Indianapolis splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Other Indiana metros

Other metros in Indiana, with leftover, rent, and day-to-day pages.

All Indiana metros