Indianapolis, IN → Louisville, KY
You'd keep $11 more a month in Louisville
+$132 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 273 households moved Indianapolis → Louisville (avg AGI $52,700). 296 went the other way. The whole move →
| Per month | Indianapolis | Louisville | Difference |
|---|---|---|---|
| Gross pay | $7,417 | $7,339 | −$78 |
| Income and payroll tax | $1,870 | $1,921 | +$51 |
| Take-home pay | $5,547 | $5,417 | −$129 |
| Rent | $1,205 | $1,064 | −$141 |
| Getting around | $545 | $545 | $0 |
| Groceries | $368 | $368 | $0 |
| Healthcare | $414 | $414 | $0 |
| Utilities | $230 | $230 | $0 |
| Everything else | $322 | $322 | $0 |
| Left over | $2,463 | $2,474 | +$11 |
To break even in Louisville, you'd need to earn
$88,000
Household gross, versus $89,000 today. That's the salary that leaves you exactly as much at the end of the month as Indianapolis does now.
The tax difference alone
−$891
A year, in state and local income tax. Effective rates: 25.2% in Indianapolis, 26.2% in Louisville.
More about Louisville
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
Louisville, KY in full
Cheap, central, and warmer than the rest of the Midwest.
The reverse move
Same two cities, but starting from Louisville on Louisville wages.
Louisville → Indianapolis →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.