

Chicago vs Houston
$744/mo more in Houston
ChicagoHoustonAbout 926 miles apart, a flight.
- Houston leaves you more
- No state income tax
- Property tax 1.75%
Same paycheck, two cities. $3,170/mo in Houston. $2,426/mo in Chicago. +$8,928 a year.
Chicago
$2,426
left each month
Houston
$3,170
+$744 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 2,107 households moved Chicago → Houston (avg AGI $90,032). 1,412 went the other way. The whole move →
+$744 / mo
See full breakdown
| Per month | Chicago | Houston | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,974 | −$235 |
| Income and payroll tax | $2,130 | $1,665 | −$464 |
| Take-home pay | $6,079 | $6,308 | +$230 |
| Rent | $1,782 | $1,188 | −$594 |
| Getting around | $392 | $572 | +$180 |
| Groceries | $408 | $380 | −$28 |
| Healthcare | $459 | $428 | −$31 |
| Utilities | $255 | $238 | −$17 |
| Everything else | $357 | $333 | −$24 |
| Left over | $2,426 | $3,170 | +$744 |
Salary to match Chicago
$83,000
Gross pay in Houston that leaves the same amount as $98,500 in Chicago.
Tax difference
+$4,738
A year, in state and local income tax. Texas has no wage income tax.
More about Houston
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Houston, TX in full
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
The other way
Start in Houston.
Houston → Chicago →Questions
Is the cost of living lower in Houston than Chicago?
For one adult in a one-bedroom, Houston leaves about $744 more a month. A one-bedroom is about $1,782 in Chicago and $1,188 in Houston.
Does Houston have state income tax?
Houston is in Texas, which has no state income tax.
What changes if you move from Chicago to Houston?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Houston changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.