Great Falls vs Billings leftover
You'd keep $96 more a month in Billings
$2,300/mo leftover in Billings vs $2,204 in Great Falls after tax and rent ($96 more). +$1,152 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Great Falls leftover
$2,204
a month after tax and rent
Billings leftover
$2,300
+$96 vs Great Falls
Compare Great Falls to another metro
Same paycheck. Try a different city next to Great Falls.
Monthly gap
Great Falls → Billings
$96
more / month in Billings
$2,300 in Billings · $2,204 in Great Falls · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 85 households moved Great Falls → Billings (avg AGI $55,553). 69 went the other way. The whole move →
+$96 / mo
| Per month | Great Falls | Billings | Difference |
|---|---|---|---|
| Gross pay | $6,875 | $7,101 | +$226 |
| Income and payroll tax | $1,652 | $1,733 | +$80 |
| Take-home pay | $5,223 | $5,368 | +$146 |
| Rent | $1,042 | $1,101 | +$59 |
| Getting around | $583 | $572 | −$11 |
| Groceries | $385 | $385 | $0 |
| Healthcare | $433 | $433 | $0 |
| Utilities | $241 | $241 | $0 |
| Everything else | $337 | $337 | $0 |
| Left over | $2,204 | $2,300 | +$96 |
To break even in Billings, you'd need to earn
$83,500
Household gross, versus $82,500 today. That's the salary that leaves you exactly as much at the end of the month as Great Falls does now.
The tax difference alone
−$160
A year, in state and local income tax. Effective rates: 24.0% in Great Falls, 24.4% in Billings.
More about Billings
Great Falls, MT in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,240 and 197 sunny days; commutes average 17 minutes.
Billings, MT in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,311 and 212 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Billings on Billings wages.
Billings → Great Falls →Questions
Is the cost of living lower in Billings than Great Falls?
A one-bedroom is about $1,042 in Great Falls versus $1,101 in Billings. On a one-adult, one-bedroom household, leftover is about $96 a month higher in Billings. Change the job or household on the comparison to see your number.
Does Billings have state income tax?
Billings is in Montana, which taxes wage income.
What changes if you move from Great Falls to Billings?
Take-home pay is recalculated under Montana tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Great Falls and Billings moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.