
Charlotte vs El Paso
$27/mo less in El Paso
CharlotteEl PasoAbout 1,445 miles apart, a flight.
- El Paso costs you more
- No state income tax
- Property tax 2.10%
Same paycheck, two cities. $2,530/mo in El Paso. $2,557/mo in Charlotte. −$324 a year.
Charlotte
$2,557
left each month
El Paso
$2,530
−$27 vs Charlotte
Compare
Same paycheck, another city.
Next
In 2022-2023, 27 households moved Charlotte → El Paso (avg AGI $104,111). 26 went the other way. The whole move →
−$27 / mo
See full breakdown
| Per month | Charlotte | El Paso | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $6,618 | −$1,090 |
| Income and payroll tax | $1,869 | $1,263 | −$606 |
| Take-home pay | $5,839 | $5,355 | −$484 |
| Rent | $1,322 | $1,008 | −$314 |
| Getting around | $568 | $527 | −$41 |
| Groceries | $384 | $356 | −$28 |
| Healthcare | $432 | $401 | −$31 |
| Utilities | $240 | $223 | −$17 |
| Everything else | $336 | $312 | −$24 |
| Left over | $2,557 | $2,530 | −$27 |
Salary to match Charlotte
$80,000
Gross pay in El Paso that leaves the same amount as $92,500 in Charlotte.
Tax difference
+$3,389
A year, in state and local income tax. Texas has no wage income tax.
More about El Paso
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
El Paso, TX in full
297 sunny days and the lowest rents in Texas, on the lowest wages.
The other way
Start in El Paso.
El Paso → Charlotte →Questions
Is the cost of living lower in El Paso than Charlotte?
For one adult in a one-bedroom, El Paso leaves about $27 less a month. A one-bedroom is about $1,322 in Charlotte and $1,008 in El Paso.
Does El Paso have state income tax?
El Paso is in Texas, which has no state income tax.
What changes if you move from Charlotte to El Paso?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and El Paso changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.