

Chicago vs Cleveland
$267/mo more in Cleveland
ChicagoClevelandAbout 331 miles apart, close enough to drive.
- Cleveland leaves you more
- Property tax 1.75%
- Rent under 30% of pay
Same paycheck, two cities. $2,693/mo in Cleveland. $2,426/mo in Chicago. +$3,204 a year.
Chicago
$2,426
left each month
Cleveland
$2,693
+$267 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 502 households moved Chicago → Cleveland (avg AGI $102,980). 700 went the other way. The whole move →
+$267 / mo
See full breakdown
| Per month | Chicago | Cleveland | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,427 | −$782 |
| Income and payroll tax | $2,130 | $1,833 | −$296 |
| Take-home pay | $6,079 | $5,593 | −$485 |
| Rent | $1,782 | $1,065 | −$717 |
| Getting around | $392 | $515 | +$123 |
| Groceries | $408 | $364 | −$44 |
| Healthcare | $459 | $410 | −$49 |
| Utilities | $255 | $228 | −$27 |
| Everything else | $357 | $319 | −$38 |
| Left over | $2,426 | $2,693 | +$267 |
Salary to match Chicago
$84,000
Gross pay in Cleveland that leaves the same amount as $98,500 in Chicago.
Tax difference
+$776
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 24.7% in Cleveland.
More about Cleveland
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Cleveland, OH in full
World-class hospitals and an orchestra, at the lowest rents of any large metro.
The other way
Start in Cleveland.
Cleveland → Chicago →Questions
Is the cost of living lower in Cleveland than Chicago?
For one adult in a one-bedroom, Cleveland leaves about $267 more a month. A one-bedroom is about $1,782 in Chicago and $1,065 in Cleveland.
Does Cleveland have state income tax?
Cleveland is in Ohio, which taxes wage income, plus a local wage tax of 2.50%.
What changes if you move from Chicago to Cleveland?
The paycheck is taxed in Ohio. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Cleveland changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.