

Cincinnati vs Sherman
$156/mo more in Sherman
CincinnatiShermanAbout 776 miles apart, a flight.
- Sherman leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,868/mo in Sherman. $2,712/mo in Cincinnati. +$1,872 a year.
Cincinnati
$2,712
left each month
Sherman
$2,868
+$156 vs Cincinnati
Compare
Same paycheck, another city.
Next
+$156 / mo
See full breakdown
| Per month | Cincinnati | Sherman | Difference |
|---|---|---|---|
| Gross pay | $7,625 | $7,064 | −$561 |
| Income and payroll tax | $1,864 | $1,396 | −$469 |
| Take-home pay | $5,761 | $5,668 | −$92 |
| Rent | $1,168 | $959 | −$209 |
| Getting around | $520 | $526 | +$6 |
| Groceries | $376 | $363 | −$13 |
| Healthcare | $423 | $408 | −$15 |
| Utilities | $235 | $227 | −$8 |
| Everything else | $329 | $317 | −$12 |
| Left over | $2,712 | $2,868 | +$156 |
Salary to match Cincinnati
$82,000
Gross pay in Sherman that leaves the same amount as $91,500 in Cincinnati.
Tax difference
+$3,630
A year, in state and local income tax. Texas has no wage income tax.
More about Sherman
Cincinnati, OH in full
State income tax topping out at 3.5%, a median 2-bedroom asking rent of $1,391 and 201 sunny days; commutes average 25 minutes.
Sherman, TX in full
No state income tax, a median 2-bedroom asking rent of $1,142 and 221 sunny days; commutes average 26 minutes.
The other way
Start in Sherman.
Sherman → Cincinnati →Questions
Is the cost of living lower in Sherman than Cincinnati?
For one adult in a one-bedroom, Sherman leaves about $156 more a month. A one-bedroom is about $1,168 in Cincinnati and $959 in Sherman.
Does Sherman have state income tax?
Sherman is in Texas, which has no state income tax.
What changes if you move from Cincinnati to Sherman?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Cincinnati and Sherman changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.