

Charlotte vs Sioux Falls
$396/mo more in Sioux Falls
CharlotteSioux FallsAbout 1,032 miles apart, a flight.
- Sioux Falls leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,953/mo in Sioux Falls. $2,557/mo in Charlotte. +$4,752 a year.
Charlotte
$2,557
left each month
Sioux Falls
$2,953
+$396 vs Charlotte
Compare
Same paycheck, another city.
Next
+$396 / mo
See full breakdown
| Per month | Charlotte | Sioux Falls | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $7,241 | −$467 |
| Income and payroll tax | $1,869 | $1,448 | −$421 |
| Take-home pay | $5,839 | $5,793 | −$46 |
| Rent | $1,322 | $982 | −$340 |
| Getting around | $568 | $539 | −$29 |
| Groceries | $384 | $364 | −$20 |
| Healthcare | $432 | $410 | −$22 |
| Utilities | $240 | $228 | −$12 |
| Everything else | $336 | $319 | −$17 |
| Left over | $2,557 | $2,953 | +$396 |
Salary to match Charlotte
$80,000
Gross pay in Sioux Falls that leaves the same amount as $92,500 in Charlotte.
Tax difference
+$3,389
A year, in state and local income tax. South Dakota has no wage income tax.
More about Sioux Falls
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Sioux Falls, SD in full
No income tax, an 18-minute commute, and nothing to do in February.
The other way
Start in Sioux Falls.
Sioux Falls → Charlotte →Questions
Is the cost of living lower in Sioux Falls than Charlotte?
For one adult in a one-bedroom, Sioux Falls leaves about $396 more a month. A one-bedroom is about $1,322 in Charlotte and $982 in Sioux Falls.
Does Sioux Falls have state income tax?
Sioux Falls is in South Dakota, which has no state income tax.
What changes if you move from Charlotte to Sioux Falls?
The paycheck is taxed in South Dakota. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Sioux Falls changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.