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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Bloomington
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Champaign skyline
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Bloomington vs Champaign

$347/mo less in Champaign

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
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BloomingtonChampaignAbout 34 miles apart, close enough to drive.

  • Champaign costs you more
  • Property tax 2.00%
  • Rent under 30% of pay

Same paycheck, two cities. $2,403/mo in Champaign. $2,750/mo in Bloomington. −$4,164 a year.

Bloomington

$2,750

left each month

Champaign

$2,403

−$347 vs Bloomington

Compare

Same paycheck, another city.

Champaign wins 2 of 4Bloomington 2 · ties 0
$5,506Take-home · Bloomington$5,128
$904Rent · Champaign$897
$1,852Other bills · Champaign$1,828
$2,750Left over · Bloomington$2,403

Next

In 2022-2023, 197 households moved Bloomington → Champaign (avg AGI $55,640). 169 went the other way. The whole move →

−$347 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthBloomingtonChampaign
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Champaign · this breakdownBloomington · home
See full breakdown
Monthly and annual budget comparison between Bloomington, IL and Champaign, IL
Per monthBloomingtonChampaignDifference
Gross pay$7,333$6,755−$578
Income and payroll tax$1,827$1,627−$200
Take-home pay$5,506$5,128−$378
Rent$904$897−$7
Getting around$483$459−$24
Groceries$378$378$0
Healthcare$425$425$0
Utilities$236$236$0
Everything else$330$330$0
Left over$2,750$2,403−$347

Salary to match Bloomington

$87,500

Gross pay in Champaign that leaves the same amount as $88,000 in Bloomington.

Tax difference

+$343

A year, in state and local income tax. Effective rates: 24.9% in Bloomington, 24.1% in Champaign.

More about Champaign

Bloomington, IL in full

A flat 4.95% state income tax, a median 2-bedroom asking rent of $1,076 and 203 sunny days; commutes average 19 minutes.

Champaign, IL in full

A flat 4.95% state income tax, a median 2-bedroom asking rent of $1,068 and 204 sunny days; commutes average 18 minutes.

The other way

Start in Champaign.

Champaign → Bloomington →

Questions

Is the cost of living lower in Champaign than Bloomington?

For one adult in a one-bedroom, Champaign leaves about $347 less a month. A one-bedroom is about $904 in Bloomington and $897 in Champaign.

Does Champaign have state income tax?

Champaign is in Illinois, which taxes wage income.

What changes if you move from Bloomington to Champaign?

The paycheck is taxed in Illinois. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Bloomington and Champaign changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.