Champaign

Cost of Living in Champaign, IL (2026): Rent, Utilities & Take-Home

$2,586 left/mo

Photo: Cubbie15fan / Wikimedia

$2,725/mo in Champaign. $2,586 left each month. Prices near the US average.

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Monthly costs

Take-home $5,311/mo.

Taxes$1,667
Rent$897
Other$1,828
Left$2,586

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (IL): −$4,007
Take-home pay: $63,727
Effective tax rate: 23.9%

Living costs, per month

Rent, 1br: $897
Groceries: $378
Getting around: $459
Healthcare: $425
Utilities and internet: $236
Everything else: $330
Total spending: $2,725

After tax and rent

$2,586 left/mo

Stats

Rent: $1,068; 2 bd median
Take-home: $5,311; Per month
Tax: 24%; Of pay
Prices: 6% below; US, besides rent

Average electric bill in Illinois

About $159 a month for a household using 900 kWh. That is the EIA residential price for Illinois in 2025, 17.67¢ per kWh. It is a state average, not a Champaign utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Champaign

Moving from Champaign to Chicago