

Albany vs Pittsfield
$523/mo less in Pittsfield
AlbanyPittsfieldAbout 47 miles apart, close enough to drive.
- Pittsfield costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,170/mo in Pittsfield. $2,693/mo in Albany. −$6,276 a year.
Albany
$2,693
left each month
Pittsfield
$2,170
−$523 vs Albany
Compare
Same paycheck, another city.
Next
In 2022-2023, 74 households moved Albany → Pittsfield (avg AGI $74,554). 119 went the other way. The whole move →
−$523 / mo
See full breakdown
| Per month | Albany | Pittsfield | Difference |
|---|---|---|---|
| Gross pay | $8,125 | $7,258 | −$867 |
| Income and payroll tax | $2,110 | $1,798 | −$313 |
| Take-home pay | $6,015 | $5,460 | −$554 |
| Rent | $1,367 | $1,312 | −$55 |
| Getting around | $517 | $527 | +$10 |
| Groceries | $397 | $400 | +$3 |
| Healthcare | $446 | $450 | +$4 |
| Utilities | $248 | $250 | +$2 |
| Everything else | $347 | $350 | +$3 |
| Left over | $2,693 | $2,170 | −$523 |
Salary to match Albany
$96,500
Gross pay in Pittsfield that leaves the same amount as $97,500 in Albany.
Tax difference
+$667
A year, in state and local income tax. Effective rates: 26.0% in Albany, 24.8% in Pittsfield.
More about Pittsfield
Albany, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,627 and 178 sunny days; commutes average 23 minutes.
Pittsfield, MA in full
A flat 5% state income tax, a median 2-bedroom asking rent of $1,562 and 184 sunny days; commutes average 21 minutes.
The other way
Start in Pittsfield.
Pittsfield → Albany →Questions
Is the cost of living lower in Pittsfield than Albany?
For one adult in a one-bedroom, Pittsfield leaves about $523 less a month. A one-bedroom is about $1,367 in Albany and $1,312 in Pittsfield.
Does Pittsfield have state income tax?
Pittsfield is in Massachusetts, which taxes wage income.
What changes if you move from Albany to Pittsfield?
The paycheck is taxed in Massachusetts. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Albany and Pittsfield changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.