Software developer · St. Cloud, MN
Software developer in St. Cloud: $3,513/mo left
BLS OEWS May 2025 puts the median software developer wage in St. Cloud at $103,000 a year. About 420 software developer jobs are in the metro. The job is a smaller share of local employment than nationwide (location quotient 0.37). The 10th percentile is $68,320 and the 90th is $156,690. Pay ranks 309th-highest of 375 metros with a published median for this job. Pay is 8.7× a year of one-bedroom rent ($986/mo). Minnesota taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $3,513 a month after tax and rent. The best nearby metro for this job is Ames, about 249 miles away, at $5,429 left over a month.
Source: BLS OEWS May 2025.
Left over each month
$3,513
1 adult, 1 bd
Pay
$103,000
$68,320 to $156,690
Rent (1 bd)
$986
$1,174 (2 bd)
Employment
420
Location quotient 0.37
Pay rank
309th of 375
Metros with a published median
Pay vs rent
8.7×
Annual pay ÷ a year of 1 bd rent
Where the money goes
1 adult, 1 bd, software developer pay of $103,000.
- Taxes$2,308
- Rent$986
- Other living costs$1,776
- Left over$3,513
Pay and tax, per year
- Gross household pay
- $103,000
- Federal income tax
- −$14,274
- Social Security and Medicare
- −$7,880
- State income tax (MN)
- −$5,541
- Take-home pay
- $75,306
- Effective tax rate
- 26.9%
Living costs, per month
- Rent, 1br
- $986
- Groceries
- $352
- Getting around
- $500
- Healthcare
- $396
- Utilities and internet
- $220
- Everything else
- $308
- Total spending
- $2,762
Left over each month
$8,583 gross, minus $2,308 in tax and $2,762 in living costs.
$3,513
Rank every metro for a software developer
Same job. Local pay. After tax and rent. Best nearby: Ames, $5,429/mo.
Software developer leftover by city →Best cities for software developers to move to →Software developer nearby
Other jobs in St. Cloud
- Registered nurse
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Questions
What does a software developer make in St. Cloud?
$103,000 a year. That figure is the BLS OEWS May 2025 median for the metro. About 420 software developer jobs are in the metro.
What is left after tax and rent for a software developer in St. Cloud?
$3,513 a month for one adult in a one-bedroom. Minnesota taxes wage income on a bracket schedule Rent is $986, and pay covers 8.7× a year of it.
Where nearby would a software developer keep more?
Ames, about 249 miles away, leaves $5,429 a month, more than St. Cloud.