Physician · St. Cloud, MN
Physician in St. Cloud: $9,533/mo left
BLS OEWS May 2025 did not publish a metro or state median for a physician in St. Cloud. Pay is estimated at $218,500 from the national median and this metro's overall wage level. On the pay used here, St. Cloud ranks 155th-highest of 387 metros. Pay is 18.5× a year of one-bedroom rent ($986/mo). Minnesota taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $9,533 a month after tax and rent. The best nearby metro for this job is Fargo, about 149 miles away, at $11,021 left over a month.
Source: BLS OEWS May 2025.
Left over each month
$9,533
1 adult, 1 bd
Pay
$218,500
Estimated
Rent (1 bd)
$986
$1,174 (2 bd)
Employment
Not published
Pay rank
155th of 387
Includes estimated pay
Pay vs rent
18.5×
Annual pay ÷ a year of 1 bd rent
Where the money goes
1 adult, 1 bd, physician pay of $218,500.
- Taxes$5,913
- Rent$986
- Other living costs$1,776
- Left over$9,533
Pay and tax, per year
- Gross household pay
- $218,500
- Federal income tax
- −$42,183
- Social Security and Medicare
- −$14,253
- State income tax (MN)
- −$14,518
- Take-home pay
- $147,546
- Effective tax rate
- 32.5%
Living costs, per month
- Rent, 1br
- $986
- Groceries
- $352
- Getting around
- $500
- Healthcare
- $396
- Utilities and internet
- $220
- Everything else
- $308
- Total spending
- $2,762
Left over each month
$18,208 gross, minus $5,913 in tax and $2,762 in living costs.
$9,533
Rank every metro for a physician
Same job. Local pay. After tax and rent. Best nearby: Fargo, $11,021/mo.
Physician leftover by city →Best cities for physicians to move to →Physician nearby
Other jobs in St. Cloud
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Questions
What does a physician make in St. Cloud?
$218,500 a year. That figure is the an estimate, because BLS OEWS May 2025 did not publish a metro or state median.
What is left after tax and rent for a physician in St. Cloud?
$9,533 a month for one adult in a one-bedroom. Minnesota taxes wage income on a bracket schedule Rent is $986, and pay covers 18.5× a year of it.
Where nearby would a physician keep more?
Fargo, about 149 miles away, leaves $11,021 a month, more than St. Cloud.