Santa Cruz
Housing in Santa Cruz, CA: Rent, Home Prices & Property Tax
$630 left/mo
$2,638/mo (1 bd) in Santa Cruz. Median home $1,015,200. Property tax 0.62%.
- Rent (1-bedroom)
- $2,638
- /mo
- Buy
- $6,990
- Mortgage, tax, insurance
- Buying costs more
- $4,352
- /mo
To buy
- 20% down payment$203,040
- Mortgage at 7.24%$5,535
- Property tax (0.62% of value)$525/mo · $6,294/yr
- Insurance and upkeep$931
- Monthly total$6,990
Months to 20% down
$630 left each month. About 323 months (26.9 years) to save $203,040.
Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.
Guide: state tax and rent when you compare cities
Moving from Santa Cruz
Take-home by job in Santa Cruz
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
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