Financial analyst · Santa Cruz, CA

Financial analyst in Santa Cruz: $1,411/mo left

BLS OEWS May 2025 puts the median financial analyst wage in Santa Cruz at $99,820 a year. About 150 financial analyst jobs are in the metro. The job is a smaller share of local employment than nationwide (location quotient 0.67). The 10th percentile is $74,140 and the 90th is $132,070. Pay ranks 73rd-highest of 319 metros with a published median for this job. Pay is 3.2× a year of one-bedroom rent ($2,638/mo). California taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $1,411 a month after tax and rent. The best nearby metro for this job is Yuba City, about 151 miles away, at $2,796 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$1,411

1 adult, 1 bd

Pay

$99,820

$74,140 to $132,070

Rent (1 bd)

$2,638

$3,141 (2 bd)

Employment

150

Location quotient 0.67

Pay rank

73rd of 319

Metros with a published median

Pay vs rent

3.2×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, financial analyst pay of $99,820.

Taxes$2,210
Rent$2,638
Other living costs$2,059
Left over$1,411

Pay and tax, per year

Gross household pay: $99,820
Federal income tax: −$13,574
Social Security and Medicare: −$7,636
State income tax (CA): −$5,310
Take-home pay: $73,299
Effective tax rate: 26.6%

Living costs, per month

Rent, 1br: $2,638
Groceries: $433
Getting around: $489
Healthcare: $487
Utilities and internet: $271
Everything else: $379
Total spending: $4,697

Left over each month

$8,318 gross, minus $2,210 in tax and $4,697 in living costs.

$1,411

Rank every metro for a financial analyst

Same job. Local pay. After tax and rent. Best nearby: Yuba City, $2,796/mo.

Financial analyst leftover by city →Best cities for financial analysts to move to →

Financial analyst nearby

Questions

What does a financial analyst make in Santa Cruz?

$99,820 a year. That figure is the BLS OEWS May 2025 median for the metro. About 150 financial analyst jobs are in the metro.

What is left after tax and rent for a financial analyst in Santa Cruz?

$1,411 a month for one adult in a one-bedroom. California taxes wage income on a bracket schedule Rent is $2,638, and pay covers 3.2× a year of it.

Where nearby would a financial analyst keep more?

Yuba City, about 151 miles away, leaves $2,796 a month, more than Santa Cruz.