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Example household · $83,730 · same pay · 1 adult

Saginaw

Housing in Saginaw, MI: Rent, Home Prices & Property Tax

$2,500 left/mo

$856/mo (1 bd) in Saginaw. Median home $139,400. Property tax 1.57%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$856
/mo
Buy
$1,070
Mortgage, tax, insurance
Buying costs more
$214
/mo

To buy

  • 20% down payment$27,880
  • Mortgage at 7.24%$760
  • Property tax (1.57% of value)$182/mo · $2,189/yr
  • Insurance and upkeep$128
  • Monthly total$1,070

Months to 20% down

$2,500 left each month. About 12 months (1.0 years) to save $27,880.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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