Physical therapist · Saginaw, MI

Physical therapist in Saginaw: $3,551/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Saginaw at $103,760 a year. About 130 physical therapist jobs are in the metro. The job is about the same share of local employment as nationwide (location quotient 0.91). The 10th percentile is $78,920 and the 90th is $142,270. Pay ranks 102nd-highest of 384 metros with a published median for this job. Pay is 10.1× a year of one-bedroom rent ($856/mo). Michigan charges a 4.25% flat income tax, plus a 1.00% city wage tax. At this pay, one adult in a one-bedroom keeps $3,551 a month after tax and rent. The best nearby metro for this job is Springfield, about 236 miles away, at $3,729 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$3,551

1 adult, 1 bd

Pay

$103,760

$78,920 to $142,270

Rent (1 bd)

$856

$1,019 (2 bd)

Employment

130

Location quotient 0.91

Pay rank

102nd of 384

Metros with a published median

Pay vs rent

10.1×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $103,760.

Taxes$2,299
Rent$856
Other living costs$1,941
Left over$3,551

Pay and tax, per year

Gross household pay: $103,760
Federal income tax: −$14,441
Social Security and Medicare: −$7,938
State income tax (MI): −$4,172
City / county wage tax: −$1,038
Take-home pay: $76,172
Effective tax rate: 26.6%

Living costs, per month

Rent, 1br: $856
Groceries: $378
Getting around: $573
Healthcare: $425
Utilities and internet: $236
Everything else: $330
Total spending: $2,797

Left over each month

$8,647 gross, minus $2,299 in tax and $2,797 in living costs.

$3,551

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Springfield, $3,729/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in Saginaw?

$103,760 a year. That figure is the BLS OEWS May 2025 median for the metro. About 130 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Saginaw?

$3,551 a month for one adult in a one-bedroom. Michigan charges a 4.25% flat income tax, plus a 1.00% city wage tax Rent is $856, and pay covers 10.1× a year of it.

Where nearby would a physical therapist keep more?

Springfield, about 236 miles away, leaves $3,729 a month, more than Saginaw.