Physical therapist · Owensboro, KY

Physical therapist in Owensboro: $2,331/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Owensboro at $83,270 a year. About 90 physical therapist jobs are in the metro. The job is about the same share of local employment as nationwide (location quotient 1.05). The 10th percentile is $70,370 and the 90th is $127,230. Pay ranks 378th-highest of 384 metros with a published median for this job. Pay is 7.6× a year of one-bedroom rent ($917/mo). Kentucky charges a 4.00% flat income tax, plus a 1.50% city wage tax. At this pay, one adult in a one-bedroom keeps $2,331 a month after tax and rent. The best nearby metro for this job is Decatur, about 180 miles away, at $4,898 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$2,331

1 adult, 1 bd

Pay

$83,270

$70,370 to $127,230

Rent (1 bd)

$917

$1,092 (2 bd)

Employment

Location quotient 1.05

Pay rank

378th of 384

Metros with a published median

Pay vs rent

7.6×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $83,270.

Taxes$1,729
Rent$917
Other living costs$1,962
Left over$2,331

Pay and tax, per year

Gross household pay: $83,270
Federal income tax: −$9,933
Social Security and Medicare: −$6,370
State income tax (KY): −$3,200
City / county wage tax: −$1,249
Take-home pay: $62,517
Effective tax rate: 24.9%

Living costs, per month

Rent, 1br: $917
Groceries: $378
Getting around: $593
Healthcare: $425
Utilities and internet: $236
Everything else: $330
Total spending: $2,879

Left over each month

$6,939 gross, minus $1,729 in tax and $2,879 in living costs.

$2,331

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Decatur, $4,898/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

Physical therapist nearby

Questions

What does a physical therapist make in Owensboro?

$83,270 a year. That figure is the BLS OEWS May 2025 median for the metro. About 90 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Owensboro?

$2,331 a month for one adult in a one-bedroom. Kentucky charges a 4.00% flat income tax, plus a 1.50% city wage tax Rent is $917, and pay covers 7.6× a year of it.

Where nearby would a physical therapist keep more?

Decatur, about 180 miles away, leaves $4,898 a month, more than Owensboro.