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Example household · $83,730 · same pay · 1 adult

Odessa

Housing in Odessa, TX: Rent, Home Prices & Property Tax

$2,582 left/mo

$1,178/mo (1 bd) in Odessa. Median home $190,500. Property tax 1.28%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,178
/mo
Buy
$1,416
Mortgage, tax, insurance
Buying costs more
$238
/mo

To buy

  • 20% down payment$38,100
  • Mortgage at 7.24%$1,039
  • Property tax (1.28% of value)$203/mo · $2,438/yr
  • Insurance and upkeep$175
  • Monthly total$1,416

Months to 20% down

$2,582 left each month. About 15 months (1.3 years) to save $38,100.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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