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Example household · $83,730 · same pay · 1 adult

Springfield

Housing in Springfield, IL: Rent, Home Prices & Property Tax

$2,499 left/mo

$904/mo (1 bd) in Springfield. Median home $171,100. Property tax 1.95%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$904
/mo
Buy
$1,368
Mortgage, tax, insurance
Buying costs more
$464
/mo

To buy

  • 20% down payment$34,220
  • Mortgage at 7.24%$933
  • Property tax (1.95% of value)$278/mo · $3,336/yr
  • Insurance and upkeep$157
  • Monthly total$1,368

Months to 20% down

$2,499 left each month. About 14 months (1.2 years) to save $34,220.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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