Physical therapist · Champaign, IL

Physical therapist in Champaign: $3,318/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Champaign at $97,840 a year. About 140 physical therapist jobs are in the metro. The job is a smaller share of local employment than nationwide (location quotient 0.75). The 10th percentile is $76,530 and the 90th is $127,010. Pay ranks 288th-highest of 384 metros with a published median for this job. Pay is 9.1× a year of one-bedroom rent ($897/mo). Illinois charges a 4.95% flat income tax. At this pay, one adult in a one-bedroom keeps $3,318 a month after tax and rent. The best nearby metro for this job is Decatur, about 44 miles away, at $4,898 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$3,318

1 adult, 1 bd

Pay

$97,840

$76,530 to $127,010

Rent (1 bd)

$897

$1,068 (2 bd)

Employment

140

Location quotient 0.75

Pay rank

288th of 384

Metros with a published median

Pay vs rent

9.1×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $97,840.

Taxes$2,111
Rent$897
Other living costs$1,828
Left over$3,318

Pay and tax, per year

Gross household pay: $97,840
Federal income tax: −$13,139
Social Security and Medicare: −$7,485
State income tax (IL): −$4,706
Take-home pay: $72,511
Effective tax rate: 25.9%

Living costs, per month

Rent, 1br: $897
Groceries: $378
Getting around: $459
Healthcare: $425
Utilities and internet: $236
Everything else: $330
Total spending: $2,725

Left over each month

$8,153 gross, minus $2,111 in tax and $2,725 in living costs.

$3,318

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Decatur, $4,898/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in Champaign?

$97,840 a year. That figure is the BLS OEWS May 2025 median for the metro. About 140 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Champaign?

$3,318 a month for one adult in a one-bedroom. Illinois charges a 4.95% flat income tax Rent is $897, and pay covers 9.1× a year of it.

Where nearby would a physical therapist keep more?

Decatur, about 44 miles away, leaves $4,898 a month, more than Champaign.