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Example household · $83,730 · same pay · 1 adult

Amarillo

Housing in Amarillo, TX: Rent, Home Prices & Property Tax

$2,908 left/mo

$854/mo (1 bd) in Amarillo. Median home $196,500. Property tax 1.49%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$854
/mo
Buy
$1,495
Mortgage, tax, insurance
Buying costs more
$641
/mo

To buy

  • 20% down payment$39,300
  • Mortgage at 7.24%$1,071
  • Property tax (1.49% of value)$244/mo · $2,928/yr
  • Insurance and upkeep$180
  • Monthly total$1,495

Months to 20% down

$2,908 left each month. About 14 months (1.2 years) to save $39,300.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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