Physical therapist · Panama City, FL

Physical therapist in Panama City: $2,816/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Panama City at $92,690 a year. About 160 physical therapist jobs are in the metro. The job is about the same share of local employment as nationwide (location quotient 1.02). The 10th percentile is $64,680 and the 90th is $119,140. Pay ranks 352nd-highest of 384 metros with a published median for this job. Pay is 5.8× a year of one-bedroom rent ($1,328/mo). Florida has no state income tax. At this pay, one adult in a one-bedroom keeps $2,816 a month after tax and rent. The best nearby metro for this job is Homosassa Springs, about 208 miles away, at $3,721 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$2,816

1 adult, 1 bd

Pay

$92,690

$64,680 to $119,140

Rent (1 bd)

$1,328

$1,581 (2 bd)

Employment

160

Location quotient 1.02

Pay rank

352nd of 384

Metros with a published median

Pay vs rent

5.8×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $92,690.

Taxes$1,591
Rent$1,328
Other living costs$1,989
Left over$2,816

Pay and tax, per year

Gross household pay: $92,690
Federal income tax: −$12,006
Social Security and Medicare: −$7,091
State income tax (FL): None
Take-home pay: $73,593
Effective tax rate: 20.6%

Living costs, per month

Rent, 1br: $1,328
Groceries: $387
Getting around: $587
Healthcare: $435
Utilities and internet: $242
Everything else: $338
Total spending: $3,317

Left over each month

$7,724 gross, minus $1,591 in tax and $3,317 in living costs.

$2,816

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Homosassa Springs, $3,721/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

Physical therapist nearby

Questions

What does a physical therapist make in Panama City?

$92,690 a year. That figure is the BLS OEWS May 2025 median for the metro. About 160 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Panama City?

$2,816 a month for one adult in a one-bedroom. Florida has no state income tax Rent is $1,328, and pay covers 5.8× a year of it.

Where nearby would a physical therapist keep more?

Homosassa Springs, about 208 miles away, leaves $3,721 a month, more than Panama City.