Uprootmap

Software developer · Panama City, FL

Software developer in Panama City: $4,480/mo left

BLS OEWS May 2025 puts the median software developer wage in Panama City at $121,150 a year. About 400 software developer jobs are in the metro. The job is a smaller share of local employment than nationwide (location quotient 0.40). The 10th percentile is $75,710 and the 90th is $167,720. Pay ranks 187th-highest of 375 metros with a published median for this job. Pay is 7.6× a year of one-bedroom rent ($1,328/mo). Florida has no state income tax. At this pay, one adult in a one-bedroom keeps $4,480 a month after tax and rent. The best nearby metro for this job is Wildwood, about 240 miles away, at $5,164 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$4,480

1 adult, 1 bd

Pay

$121,150

$75,710 to $167,720

Rent (1 bd)

$1,328

$1,581 (2 bd)

Employment

400

Location quotient 0.40

Pay rank

187th of 375

Metros with a published median

Pay vs rent

7.6×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, software developer pay of $121,150.

  • Taxes$2,299
  • Rent$1,328
  • Other living costs$1,989
  • Left over$4,480

Pay and tax, per year

Gross household pay
$121,150
Federal income tax
−$18,323
Social Security and Medicare
−$9,268
State income tax (FL)
None
Take-home pay
$93,559
Effective tax rate
22.8%

Living costs, per month

Rent, 1br
$1,328
Groceries
$387
Getting around
$587
Healthcare
$435
Utilities and internet
$242
Everything else
$338
Total spending
$3,317

Left over each month

$10,096 gross, minus $2,299 in tax and $3,317 in living costs.

$4,480

Rank every metro for a software developer

Same job. Local pay. After tax and rent. Best nearby: Wildwood, $5,164/mo.

Software developer leftover by city →Best cities for software developers to move to →

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Questions

What does a software developer make in Panama City?

$121,150 a year. That figure is the BLS OEWS May 2025 median for the metro. About 400 software developer jobs are in the metro.

What is left after tax and rent for a software developer in Panama City?

$4,480 a month for one adult in a one-bedroom. Florida has no state income tax Rent is $1,328, and pay covers 7.6× a year of it.

Where nearby would a software developer keep more?

Wildwood, about 240 miles away, leaves $5,164 a month, more than Panama City.