Physical therapist · Elkhart, IN

Physical therapist in Elkhart: $3,388/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Elkhart at $100,890 a year. About 80 physical therapist jobs are in the metro. The job is a smaller share of local employment than nationwide (location quotient 0.37). The 10th percentile is $80,520 and the 90th is $123,350. Pay ranks 183rd-highest of 384 metros with a published median for this job. Pay is 9.5× a year of one-bedroom rent ($884/mo). Indiana charges a 3.00% flat income tax, plus a 1.50% city wage tax. At this pay, one adult in a one-bedroom keeps $3,388 a month after tax and rent. The best nearby metro for this job is Decatur, about 202 miles away, at $4,898 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$3,388

1 adult, 1 bd

Pay

$100,890

$80,520 to $123,350

Rent (1 bd)

$884

$1,052 (2 bd)

Employment

Location quotient 0.37

Pay rank

183rd of 384

Metros with a published median

Pay vs rent

9.5×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $100,890.

Taxes$2,170
Rent$884
Other living costs$1,966
Left over$3,388

Pay and tax, per year

Gross household pay: $100,890
Federal income tax: −$13,810
Social Security and Medicare: −$7,718
State income tax (IN): −$2,997
City / county wage tax: −$1,513
Take-home pay: $74,852
Effective tax rate: 25.8%

Living costs, per month

Rent, 1br: $884
Groceries: $378
Getting around: $594
Healthcare: $426
Utilities and internet: $237
Everything else: $331
Total spending: $2,850

Left over each month

$8,408 gross, minus $2,170 in tax and $2,850 in living costs.

$3,388

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Decatur, $4,898/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in Elkhart?

$100,890 a year. That figure is the BLS OEWS May 2025 median for the metro. About 80 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Elkhart?

$3,388 a month for one adult in a one-bedroom. Indiana charges a 3.00% flat income tax, plus a 1.50% city wage tax Rent is $884, and pay covers 9.5× a year of it.

Where nearby would a physical therapist keep more?

Decatur, about 202 miles away, leaves $4,898 a month, more than Elkhart.