Elkhart

Cost of Living in Elkhart, IN (2026): Rent, Utilities & Take-Home

$2,483 left/mo

Photo: Nyttend / Wikimedia

$2,850/mo in Elkhart. $2,483 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,333/mo.

Taxes$1,644
Rent$884
Other$1,966
Left$2,483

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (IN): −$2,482
City / county wage tax: −$1,256
Take-home pay: $63,996
Effective tax rate: 23.6%

Living costs, per month

Rent, 1br: $884
Groceries: $378
Getting around: $594
Healthcare: $426
Utilities and internet: $237
Everything else: $331
Total spending: $2,850

After tax and rent

$2,483 left/mo

Stats

Rent: $1,052; 2 bd median
Take-home: $5,333; Per month
Tax: 24%; Of pay
Prices: 5% below; US, besides rent

Average electric bill in Indiana

About $144 a month for a household using 900 kWh. That is the EIA residential price for Indiana in 2025, 15.96¢ per kWh. It is a state average, not a Elkhart utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Elkhart

Moving from Elkhart to Indianapolis