Physical therapist · South Bend, IN

Physical therapist in South Bend: $3,175/mo left

BLS OEWS May 2025 puts the median physical therapist wage in South Bend at $98,270 a year. About 200 physical therapist jobs are in the metro. The job is about the same share of local employment as nationwide (location quotient 0.89). The 10th percentile is $78,070 and the 90th is $124,230. Pay ranks 276th-highest of 384 metros with a published median for this job. Pay is 8.1× a year of one-bedroom rent ($1,005/mo). Indiana charges a 3.00% flat income tax, plus a 1.50% city wage tax. At this pay, one adult in a one-bedroom keeps $3,175 a month after tax and rent. The best nearby metro for this job is Decatur, about 199 miles away, at $4,898 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$3,175

1 adult, 1 bd

Pay

$98,270

$78,070 to $124,230

Rent (1 bd)

$1,005

$1,196 (2 bd)

Employment

200

Location quotient 0.89

Pay rank

276th of 384

Metros with a published median

Pay vs rent

8.1×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $98,270.

Taxes$2,095
Rent$1,005
Other living costs$1,914
Left over$3,175

Pay and tax, per year

Gross household pay: $98,270
Federal income tax: −$13,233
Social Security and Medicare: −$7,518
State income tax (IN): −$2,918
City / county wage tax: −$1,474
Take-home pay: $73,127
Effective tax rate: 25.6%

Living costs, per month

Rent, 1br: $1,005
Groceries: $378
Getting around: $542
Healthcare: $426
Utilities and internet: $237
Everything else: $331
Total spending: $2,919

Left over each month

$8,189 gross, minus $2,095 in tax and $2,919 in living costs.

$3,175

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Decatur, $4,898/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in South Bend?

$98,270 a year. That figure is the BLS OEWS May 2025 median for the metro. About 200 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in South Bend?

$3,175 a month for one adult in a one-bedroom. Indiana charges a 3.00% flat income tax, plus a 1.50% city wage tax Rent is $1,005, and pay covers 8.1× a year of it.

Where nearby would a physical therapist keep more?

Decatur, about 199 miles away, leaves $4,898 a month, more than South Bend.