Moving from San Francisco to Napa
San Francisco to Napa: $604 less leftover
$1,750/mo leftover in Napa vs $2,354 in San Francisco after tax and rent ($604 less). −$7,248 a year — not a moving-company quote.
San Francisco leftover
$2,354
a month after tax and rent
Napa leftover
$1,750
−$604 vs San Francisco
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
Leftover is not a cost-of-living index. Leftover vs a COL index
Who already made this move
In 2022-2023, 718 households moved San Francisco → Napa (about 1,142 people, average AGI $216,600). 436 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
| Per month | San Francisco | Napa |
|---|---|---|
| Take-home | $7,403 | $6,066 |
| Rent | $2,635 | $2,165 |
| All other costs | $2,414 | $2,151 |
| Left over | $2,354 | $1,750 |
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between San Francisco and Napa moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Full line-by-line comparison →
What the move itself costs
About 61 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,750–$3,250
- Container or pod
- $1,150–$2,200
- Rent a truck
- $400–$750
Other moves from San Francisco
Dig into Napa
Paycheck
Take-home pay after tax and rent, and what's left at the end of the month.
Who moved
Which metros people actually left and arrived from, according to IRS tax returns.
Rent vs buy
Asking rent, the median home, property tax, and months to a down payment.
Monthly costs
Groceries, getting around, utilities, healthcare and childcare at your household size.
Daily life
Homicide and firearm death rates, heat, cars and commute.
Kids
Public-school enrollment, pupil–teacher ratio, bedrooms and childcare.
Getting there
Typical cost to get here, then leftover after tax and rent — not a moving-company directory.
Questions
Is the cost of living lower in Napa than San Francisco?
A one-bedroom is about $2,635 in San Francisco versus $2,165 in Napa. On a one-adult, one-bedroom household, leftover is about $604 a month lower in Napa. Change the job or household on the comparison to see your number.
Does Napa have state income tax?
Napa is in California, which taxes wage income.
Did people actually move from San Francisco to Napa?
When IRS county-to-county data covers this pair, the page lists how many households made the San Francisco → Napa move and their average AGI. Leftover after tax and rent is shown for the same household on both sides.