Moving from Napa to San Francisco
Napa to San Francisco: $603 more leftover
$2,354/mo leftover in San Francisco vs $1,751 in Napa after tax and rent ($603 more). +$7,236 a year — not a moving-company quote.
Napa leftover
$1,751
a month after tax and rent
San Francisco leftover
$2,354
+$603 vs Napa
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
Leftover is not a cost-of-living index. Leftover vs a COL index
Who already made this move
In 2022-2023, 436 households moved Napa → San Francisco (about 627 people, average AGI $131,103). 718 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
| Per month | Napa | San Francisco |
|---|---|---|
| Take-home | $6,067 | $7,403 |
| Rent | $2,165 | $2,635 |
| All other costs | $2,151 | $2,414 |
| Left over | $1,751 | $2,354 |
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Napa and San Francisco moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Full line-by-line comparison →
What the move itself costs
About 61 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,750–$3,250
- Container or pod
- $1,150–$2,200
- Rent a truck
- $400–$750
Other moves from Napa
Dig into San Francisco
Paycheck
Take-home pay after tax and rent, and what's left at the end of the month.
Who moved
Which metros people actually left and arrived from, according to IRS tax returns.
Rent vs buy
Asking rent, the median home, property tax, and months to a down payment.
Monthly costs
Groceries, getting around, utilities, healthcare and childcare at your household size.
Daily life
Homicide and firearm death rates, heat, cars and commute.
Kids
Public-school enrollment, pupil–teacher ratio, bedrooms and childcare.
Getting there
Typical cost to get here, then leftover after tax and rent — not a moving-company directory.
Questions
Is the cost of living lower in San Francisco than Napa?
A one-bedroom is about $2,165 in Napa versus $2,635 in San Francisco. On a one-adult, one-bedroom household, leftover is about $603 a month higher in San Francisco. Change the job or household on the comparison to see your number.
Does San Francisco have state income tax?
San Francisco is in California, which taxes wage income.
Did people actually move from Napa to San Francisco?
When IRS county-to-county data covers this pair, the page lists how many households made the Napa → San Francisco move and their average AGI. Leftover after tax and rent is shown for the same household on both sides.