

Moving from Memphis to Chicago
Moving from Memphis to Chicago: −$367/mo after tax & rent
MemphisChicagoAbout 478 miles apart, close enough to drive.
- Chicago costs you more
- Property tax 2.10%
- Rent under 30% of pay
$2,402/mo in Chicago. $2,769/mo in Memphis. −$4,404 a year.
Memphis
$2,769
left each month
Chicago
$2,402
−$367 vs Memphis
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Who already made this move
In 2022-2023, 305 households moved Memphis → Chicago (about 496 people, average AGI $70,793). 301 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Memphis | Chicago |
|---|---|---|
| Take-home | $5,682 | $6,055 |
| Rent | $1,045 | $1,782 |
| All other costs | $1,868 | $1,871 |
| Left over | $2,769 | $2,402 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Memphis and Chicago changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 574 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,150–$4,050
- Container or pod
- $1,500–$2,800
- Rent a truck
- $700–$1,350
Explore more
Other moves from Memphis
Dig into Chicago
Questions
Is Chicago cheaper than Memphis after tax and rent?
For one adult in a one-bedroom, Chicago leaves about $367 less a month. A one-bedroom is about $1,045 in Memphis and $1,782 in Chicago.
Does Chicago have state income tax?
Chicago is in Illinois, which taxes wage income.
Did people actually move from Memphis to Chicago?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.