Moving from Louisville to Owensboro
Louisville to Owensboro: $114 less leftover
$2,374/mo leftover in Owensboro vs $2,488 in Louisville after tax and rent ($114 less). −$1,368 a year — not a moving-company quote.
Louisville leftover
$2,488
a month after tax and rent
Owensboro leftover
$2,374
−$114 vs Louisville
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
Leftover is not a cost-of-living index. Leftover vs a COL index
Who already made this move
In 2022-2023, 69 households moved Louisville → Owensboro (about 96 people, average AGI $45,043). 100 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
| Per month | Louisville | Owensboro |
|---|---|---|
| Take-home | $5,414 | $5,253 |
| Rent | $1,047 | $917 |
| All other costs | $1,879 | $1,962 |
| Left over | $2,488 | $2,374 |
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Louisville and Owensboro moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Full line-by-line comparison →
What the move itself costs
About 105 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,650–$3,050
- Container or pod
- $1,100–$2,050
- Rent a truck
- $400–$750
Dig into Owensboro
Paycheck
Take-home pay after tax and rent, and what's left at the end of the month.
Who moved
Which metros people actually left and arrived from, according to IRS tax returns.
Rent vs buy
Asking rent, the median home, property tax, and months to a down payment.
Monthly costs
Groceries, getting around, utilities, healthcare and childcare at your household size.
Daily life
Homicide and firearm death rates, heat, cars and commute.
Kids
Public-school enrollment, pupil–teacher ratio, bedrooms and childcare.
Getting there
Typical cost to get here, then leftover after tax and rent — not a moving-company directory.
Questions
Is the cost of living lower in Owensboro than Louisville?
A one-bedroom is about $1,047 in Louisville versus $917 in Owensboro. On a one-adult, one-bedroom household, leftover is about $114 a month lower in Owensboro. Change the job or household on the comparison to see your number.
Does Owensboro have state income tax?
Owensboro is in Kentucky, which taxes wage income, plus a local wage tax of 1.50%.
Did people actually move from Louisville to Owensboro?
When IRS county-to-county data covers this pair, the page lists how many households made the Louisville → Owensboro move and their average AGI. Leftover after tax and rent is shown for the same household on both sides.