

Moving from Indianapolis to Cincinnati
Moving from Indianapolis to Cincinnati: +$239/mo after tax & rent
IndianapolisCincinnatiAbout 101 miles apart, close enough to drive.
- Cincinnati leaves you more
- Rent under 30% of pay
$2,718/mo in Cincinnati. $2,479/mo in Indianapolis. +$2,868 a year.
Indianapolis
$2,479
left each month
Cincinnati
$2,718
+$239 vs Indianapolis
Next
Who already made this move
In 2022-2023, 374 households moved Indianapolis → Cincinnati (about 521 people, average AGI $68,230). 361 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Indianapolis | Cincinnati |
|---|---|---|
| Take-home | $5,547 | $5,767 |
| Rent | $1,189 | $1,168 |
| All other costs | $1,879 | $1,881 |
| Left over | $2,479 | $2,718 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Indianapolis and Cincinnati changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 122 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,650–$3,100
- Container or pod
- $1,100–$2,100
- Rent a truck
- $400–$750
Explore more
Dig into Cincinnati
Questions
Is Cincinnati cheaper than Indianapolis after tax and rent?
For one adult in a one-bedroom, Cincinnati leaves about $239 more a month. A one-bedroom is about $1,189 in Indianapolis and $1,168 in Cincinnati.
Does Cincinnati have state income tax?
Cincinnati is in Ohio, which taxes wage income, plus a local wage tax of 2.00%.
Did people actually move from Indianapolis to Cincinnati?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.