Grand Forks, ND
Modelled metroCost of living in Grand Forks: $2,856 leftover
Cost of living in Grand Forks, as leftover, is $2,856 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $924 and the rest of the modelled month. A price index would say non-housing costs run 13% below the US average. North Dakota taxes wage income on a bracket schedule. Grand Forks is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.
These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.
The month, in dollars
Take-home is $5,571 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.
| Rent | $924 |
|---|---|
| Groceries | $349 |
| Transport | $525 |
| Healthcare | $393 |
| Utilities | $218 |
| Childcare | $0 |
| Everything else | $306 |
| Total costs | $2,715 |
| Leftover | $2,856 |
Sales tax is about 7.0%. Property tax is modelled at 1.09% of a $232,900 median home. Non-housing lines scale a national baseline by this metro's cost index (0.87).
Asking rent by bedroom
Turnover asking rent in Grand Forks, not the Census median of occupied stock. Rent versus buying.
Studio
$792
1 bedroom
$924
2 bedrooms
$1,100
3 bedrooms
$1,441
4 bedrooms
$1,705
Leftover in other metros nearby
Same household. Each leftover is take-home after that metro's tax minus its rent.
- Cost of living in Fargo$3,209 leftover
Grand Forks vs Fargo · $885 rent
- Cost of living in Bismarck$3,353 leftover
Grand Forks vs Bismarck · $1,084 rent
- Cost of living in Minot$3,267 leftover
Grand Forks vs Minot · $1,010 rent
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Cost of living in Grand Forks
What is the cost of living in Grand Forks?
On the default one-adult, one-bedroom household, leftover in Grand Forks, ND is about $2,856 a month after tax and rent. Asking rent is about $924 for a one-bedroom and $1,100 for a two-bedroom. That is a budget, not a cost-of-living index.
How does Grand Forks compare with a cost-of-living index?
A price index would say non-housing costs run 13% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Grand Forks is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.
Where is take-home pay in Grand Forks calculated?
The take-home page for Grand Forks splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.
Popular compares from Grand Forks
Moving from Grand Forks
Other North Dakota metros
Other metros in North Dakota, with leftover, rent, and day-to-day pages.