Fargo

Cost of Living in Fargo, ND (2026): Rent, Utilities & Take-Home

$2,955 left/mo

Photo: formulanone / Wikimedia

$2,656/mo in Fargo. $2,955 left each month. Prices 13% below the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,611/mo.

Taxes$1,367
Rent$885
Other$1,771
Left$2,955

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (ND): −$403
Take-home pay: $67,331
Effective tax rate: 19.6%

Living costs, per month

Rent, 1br: $885
Groceries: $349
Getting around: $505
Healthcare: $393
Utilities and internet: $218
Everything else: $306
Total spending: $2,656

After tax and rent

$2,955 left/mo

Stats

Rent: $1,054; 2 bd median
Take-home: $5,611; Per month
Tax: 20%; Of pay
Prices: 13% below; US, besides rent

Average electric bill in North Dakota

About $106 a month for a household using 900 kWh. That is the EIA residential price for North Dakota in 2025, 11.82¢ per kWh. It is a state average, not a Fargo utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Fargo, ND (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Stats

Average electric bill in North Dakota

Take-home by job in Fargo

Other North Dakota metros

Compare Fargo