

El Centro vs Yuma
$527/mo more in Yuma
El CentroYumaAbout 86 miles apart, close enough to drive.
- Yuma leaves you more
- Rent under 30% of pay
- 278 sunny days
Same paycheck, two cities. $2,110/mo in Yuma. $1,583/mo in El Centro. +$6,324 a year.
El Centro
$1,583
left each month
Yuma
$2,110
+$527 vs El Centro
Compare
Same paycheck, another city.
Next
In 2022-2023, 325 households moved El Centro → Yuma (avg AGI $44,523). 227 went the other way. The whole move →
+$527 / mo
See full breakdown
| Per month | El Centro | Yuma | Difference |
|---|---|---|---|
| Gross pay | $6,208 | $6,411 | +$203 |
| Income and payroll tax | $1,390 | $1,332 | −$58 |
| Take-home pay | $4,818 | $5,079 | +$261 |
| Rent | $1,009 | $951 | −$58 |
| Getting around | $655 | $603 | −$52 |
| Groceries | $433 | $390 | −$43 |
| Healthcare | $487 | $439 | −$48 |
| Utilities | $271 | $244 | −$27 |
| Everything else | $379 | $342 | −$37 |
| Left over | $1,583 | $2,110 | +$527 |
Salary to match El Centro
$67,500
Gross pay in Yuma that leaves the same amount as $74,500 in El Centro.
Tax difference
+$1,419
A year, in state and local income tax. Effective rates: 22.4% in El Centro, 20.8% in Yuma.
More about Yuma
El Centro, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,201 and 276 sunny days; commutes average 22 minutes.
Yuma, AZ in full
A flat 2.5% state income tax, a median 2-bedroom asking rent of $1,132 and 278 sunny days; commutes average 21 minutes.
The other way
Start in Yuma.
Yuma → El Centro →Questions
Is the cost of living lower in Yuma than El Centro?
For one adult in a one-bedroom, Yuma leaves about $527 more a month. A one-bedroom is about $1,009 in El Centro and $951 in Yuma.
Does Yuma have state income tax?
Yuma is in Arizona, which taxes wage income.
What changes if you move from El Centro to Yuma?
The paycheck is taxed in Arizona. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between El Centro and Yuma changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.