

Virginia Beach vs Waterloo
$519/mo more in Waterloo
Virginia BeachWaterlooAbout 939 miles apart, a flight.
- Waterloo leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,746/mo in Waterloo. $2,227/mo in Virginia Beach. +$6,228 a year.
Virginia Beach
$2,227
left each month
Waterloo
$2,746
+$519 vs Virginia Beach
Compare
Same paycheck, another city.
Next
+$519 / mo
See full breakdown
| Per month | Virginia Beach | Waterloo | Difference |
|---|---|---|---|
| Gross pay | $7,542 | $6,849 | −$693 |
| Income and payroll tax | $1,909 | $1,546 | −$363 |
| Take-home pay | $5,633 | $5,303 | −$330 |
| Rent | $1,454 | $788 | −$666 |
| Getting around | $547 | $510 | −$37 |
| Groceries | $388 | $347 | −$41 |
| Healthcare | $436 | $391 | −$45 |
| Utilities | $242 | $217 | −$25 |
| Everything else | $339 | $304 | −$35 |
| Left over | $2,227 | $2,746 | +$519 |
Salary to match Virginia Beach
$73,000
Gross pay in Waterloo that leaves the same amount as $90,500 in Virginia Beach.
Tax difference
+$1,889
A year, in state and local income tax. Effective rates: 25.3% in Virginia Beach, 22.6% in Waterloo.
More about Waterloo
Virginia Beach, VA in full
State income tax topping out at 5.75%, a median 2-bedroom asking rent of $1,731 and 219 sunny days; commutes average 25 minutes.
Waterloo, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $938 and 204 sunny days; commutes average 17 minutes.
The other way
Start in Waterloo.
Waterloo → Virginia Beach →Questions
Is the cost of living lower in Waterloo than Virginia Beach?
For one adult in a one-bedroom, Waterloo leaves about $519 more a month. A one-bedroom is about $1,454 in Virginia Beach and $788 in Waterloo.
Does Waterloo have state income tax?
Waterloo is in Iowa, which taxes wage income.
What changes if you move from Virginia Beach to Waterloo?
The paycheck is taxed in Iowa. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Virginia Beach and Waterloo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.