

Chicago vs Tulsa
$135/mo more in Tulsa
ChicagoTulsaAbout 587 miles apart, a flight.
- Tulsa leaves you more
- Rent under 30% of pay
- 227 sunny days
Same paycheck, two cities. $2,561/mo in Tulsa. $2,426/mo in Chicago. +$1,620 a year.
Chicago
$2,426
left each month
Tulsa
$2,561
+$135 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 76 households moved Chicago → Tulsa (avg AGI $70,605). 86 went the other way. The whole move →
+$135 / mo
See full breakdown
| Per month | Chicago | Tulsa | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,036 | −$1,173 |
| Income and payroll tax | $2,130 | $1,681 | −$449 |
| Take-home pay | $6,079 | $5,355 | −$723 |
| Rent | $1,782 | $967 | −$815 |
| Getting around | $392 | $536 | +$144 |
| Groceries | $408 | $356 | −$52 |
| Healthcare | $459 | $401 | −$58 |
| Utilities | $255 | $223 | −$32 |
| Everything else | $357 | $312 | −$45 |
| Left over | $2,426 | $2,561 | +$135 |
Salary to match Chicago
$82,000
Gross pay in Tulsa that leaves the same amount as $98,500 in Chicago.
Tax difference
+$1,218
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 23.9% in Tulsa.
More about Tulsa
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Tulsa, OK in full
Paid remote workers to move here, and the housing math is why it worked.
The other way
Start in Tulsa.
Tulsa → Chicago →Questions
Is the cost of living lower in Tulsa than Chicago?
For one adult in a one-bedroom, Tulsa leaves about $135 more a month. A one-bedroom is about $1,782 in Chicago and $967 in Tulsa.
Does Tulsa have state income tax?
Tulsa is in Oklahoma, which taxes wage income.
What changes if you move from Chicago to Tulsa?
The paycheck is taxed in Oklahoma. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Tulsa changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.