

Monroe vs Toledo
$377/mo less in Toledo
MonroeToledoAbout 28 miles apart, close enough to drive.
- Toledo costs you more
- Property tax 1.61%
- Rent under 30% of pay
Same paycheck, two cities. $2,416/mo in Toledo. $2,793/mo in Monroe. −$4,524 a year.
Monroe
$2,793
left each month
Toledo
$2,416
−$377 vs Monroe
Compare
Same paycheck, another city.
Next
In 2022-2023, 738 households moved Monroe → Toledo (avg AGI $56,314). 679 went the other way. The whole move →
−$377 / mo
See full breakdown
| Per month | Monroe | Toledo | Difference |
|---|---|---|---|
| Gross pay | $7,625 | $6,921 | −$704 |
| Income and payroll tax | $1,942 | $1,622 | −$320 |
| Take-home pay | $5,683 | $5,299 | −$384 |
| Rent | $940 | $953 | +$13 |
| Getting around | $581 | $571 | −$10 |
| Groceries | $378 | $375 | −$3 |
| Healthcare | $425 | $422 | −$3 |
| Utilities | $236 | $234 | −$2 |
| Everything else | $330 | $328 | −$2 |
| Left over | $2,793 | $2,416 | −$377 |
Salary to match Monroe
$90,000
Gross pay in Toledo that leaves the same amount as $91,500 in Monroe.
Tax difference
+$1,337
A year, in state and local income tax. Effective rates: 25.5% in Monroe, 23.4% in Toledo.
More about Toledo
Monroe, MI in full
A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,119 and 176 sunny days; commutes average 27 minutes.
Toledo, OH in full
State income tax topping out at 3.5%, a median 2-bedroom asking rent of $1,135 and 178 sunny days; commutes average 21 minutes.
The other way
Start in Toledo.
Toledo → Monroe →Questions
Is the cost of living lower in Toledo than Monroe?
For one adult in a one-bedroom, Toledo leaves about $377 less a month. A one-bedroom is about $940 in Monroe and $953 in Toledo.
Does Toledo have state income tax?
Toledo is in Ohio, which taxes wage income, plus a local wage tax of 2.00%.
What changes if you move from Monroe to Toledo?
The paycheck is taxed in Ohio. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Monroe and Toledo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.