

San Jose vs Stockton
$275/mo less in Stockton
San JoseStocktonAbout 71 miles apart, close enough to drive.
- Stockton costs you more
- Rent under 30% of pay
- 251 sunny days
Same paycheck, two cities. $1,642/mo in Stockton. $1,917/mo in San Jose. −$3,300 a year.
San Jose
$1,917
left each month
Stockton
$1,642
−$275 vs San Jose
Compare
Same paycheck, another city.
Next
In 2022-2023, 2,083 households moved San Jose → Stockton (avg AGI $131,491). 861 went the other way. The whole move →
−$275 / mo
See full breakdown
| Per month | San Jose | Stockton | Difference |
|---|---|---|---|
| Gross pay | $10,625 | $7,375 | −$3,250 |
| Income and payroll tax | $3,124 | $1,843 | −$1,281 |
| Take-home pay | $7,501 | $5,532 | −$1,969 |
| Rent | $3,011 | $1,674 | −$1,337 |
| Getting around | $746 | $646 | −$100 |
| Groceries | $504 | $433 | −$71 |
| Healthcare | $567 | $487 | −$80 |
| Utilities | $315 | $271 | −$44 |
| Everything else | $441 | $379 | −$62 |
| Left over | $1,917 | $1,642 | −$275 |
Salary to match San Jose
$94,000
Gross pay in Stockton that leaves the same amount as $127,500 in San Jose.
Tax difference
+$3,627
A year, in state and local income tax. Effective rates: 29.4% in San Jose, 25.0% in Stockton.
More about Stockton
San Jose, CA in full
The highest salaries in the country, almost entirely cancelled out by the highest rents.
Stockton, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,993 and 251 sunny days; commutes average 35 minutes.
The other way
Start in Stockton.
Stockton → San Jose →Questions
Is the cost of living lower in Stockton than San Jose?
For one adult in a one-bedroom, Stockton leaves about $275 less a month. A one-bedroom is about $3,011 in San Jose and $1,674 in Stockton.
Does Stockton have state income tax?
Stockton is in California, which taxes wage income.
What changes if you move from San Jose to Stockton?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between San Jose and Stockton changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.